:root{--navy: #0E1E3A;--navy-700: #16294d;--navy-600: #1e3560;--red: #E63946;--red-dark: #c92b38;--white: #ffffff;--ink: #1a2238;--slate: #4a5568;--mist: #f5f7fb;--mist-2: #eef2f9;--line: #e2e8f2;--gold: #f4b500;--font-head: "Poppins", system-ui, -apple-system, "Segoe UI", sans-serif;--font-body: "Inter", system-ui, -apple-system, "Segoe UI", sans-serif;--maxw: 1180px;--radius: 14px;--radius-sm: 9px;--shadow-sm: 0 2px 10px rgba(14, 30, 58, .06);--shadow: 0 12px 30px rgba(14, 30, 58, .1);--shadow-lg: 0 24px 60px rgba(14, 30, 58, .16);--ease: cubic-bezier(.4, 0, .2, 1)}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{font-family:var(--font-body);color:var(--ink);background:var(--white);line-height:1.65;font-size:17px;overflow-x:hidden}h1,h2,h3,h4,h5{font-family:var(--font-head);color:var(--navy);line-height:1.12;font-weight:800;letter-spacing:-.01em}h1{font-size:clamp(2.1rem,5vw,3.5rem)}h2{font-size:clamp(1.7rem,3.6vw,2.6rem)}h3{font-size:clamp(1.2rem,2vw,1.5rem)}p{color:var(--slate)}a{color:var(--red);text-decoration:none}img{max-width:100%;display:block}.container{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 22px}.section{padding:clamp(3.5rem,7vw,6rem) 0}.section--mist{background:var(--mist)}.section--navy{background:var(--navy);color:#d9e2f1}.section--navy h2,.section--navy h3{color:#fff}.narrow{max-width:760px}.center{text-align:center}.eyebrow{display:inline-flex;align-items:center;gap:8px;font-family:var(--font-head);font-weight:700;text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;color:var(--red);margin-bottom:14px}.eyebrow:before{content:"★";color:var(--gold);font-size:.9rem}.section--navy .eyebrow{color:#ffd36b}.lead{font-size:1.15rem;color:var(--slate)}.section--navy .lead{color:#c2cee2}.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;font-family:var(--font-head);font-weight:700;font-size:1rem;padding:15px 28px;border-radius:999px;border:2px solid transparent;cursor:pointer;transition:transform .15s var(--ease),box-shadow .2s var(--ease),background .2s var(--ease);text-align:center;white-space:nowrap}.btn--primary{background:var(--red);color:#fff;box-shadow:0 8px 22px #e6394652}.btn--primary:hover{background:var(--red-dark);transform:translateY(-2px);box-shadow:0 12px 28px #e6394666}.btn--ghost{background:transparent;color:#fff;border-color:#ffffff8c}.btn--ghost:hover{background:#ffffff1f;border-color:#fff}.btn--navy{background:var(--navy);color:#fff}.btn--navy:hover{background:var(--navy-700);transform:translateY(-2px)}.btn--lg{padding:17px 34px;font-size:1.06rem}.btn--block{display:flex;width:100%}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:var(--shadow-sm);transition:transform .2s var(--ease),box-shadow .2s var(--ease),border-color .2s var(--ease)}.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#cfd9ea}.grid{display:grid;gap:26px}.grid-2{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}@media (max-width: 940px){.grid-3,.grid-4{grid-template-columns:repeat(2,1fr)}}@media (max-width: 640px){.grid-2,.grid-3,.grid-4{grid-template-columns:1fr}}.icon-chip{width:64px;height:64px;border-radius:16px;background:linear-gradient(135deg,#fff 0%,var(--mist-2) 100%);border:1px solid var(--line);display:grid;place-items:center;margin-bottom:18px}.icon-chip img{width:40px;height:40px;object-fit:contain}.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border-radius:var(--radius);overflow:hidden;border:1px solid var(--line)}.stat{background:#fff;padding:22px 16px;text-align:center}.stat__num{font-family:var(--font-head);font-weight:800;font-size:1.5rem;color:var(--red)}.stat__label{font-size:.82rem;color:var(--slate);margin-top:2px}@media (max-width: 640px){.stats{grid-template-columns:repeat(2,1fr)}}.checklist{list-style:none;display:grid;gap:13px}.checklist li{position:relative;padding-left:34px;color:var(--ink)}.checklist li:before{content:"✓";position:absolute;left:0;top:1px;width:22px;height:22px;border-radius:50%;background:#e639461f;color:var(--red);display:grid;place-items:center;font-weight:800;font-size:.8rem}.section--navy .checklist li{color:#e7edf7}.section--navy .checklist li:before{background:#ffffff24;color:#fff}.faq details{border:1px solid var(--line);border-radius:var(--radius-sm);background:#fff;margin-bottom:12px;overflow:hidden}.faq summary{list-style:none;cursor:pointer;padding:20px 24px;font-family:var(--font-head);font-weight:700;color:var(--navy);display:flex;justify-content:space-between;align-items:center;gap:16px}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";color:var(--red);font-size:1.5rem;font-weight:400;transition:transform .2s}.faq details[open] summary:after{transform:rotate(45deg)}.faq details[open] summary{color:var(--red)}.faq__a{padding:0 24px 22px;color:var(--slate)}.crumbs{font-size:.85rem;color:var(--slate);padding:18px 0 0}.crumbs a{color:var(--slate)}.crumbs a:hover{color:var(--red)}.crumbs span{color:var(--navy);font-weight:600}.pill{display:inline-block;background:#e639461a;color:var(--red);font-weight:700;font-size:.8rem;padding:5px 13px;border-radius:999px;font-family:var(--font-head)}.pill--navy{background:#0e1e3a14;color:var(--navy)}.mt-1{margin-top:12px}.mt-2{margin-top:22px}.mt-3{margin-top:34px}.mb-2{margin-bottom:22px}.btn-row{display:flex;flex-wrap:wrap;gap:14px}.btn-row--center{justify-content:center}.text-muted{color:var(--slate)}a:focus-visible,button:focus-visible,summary:focus-visible,.btn:focus-visible{outline:3px solid var(--gold);outline-offset:2px}